Personal Transaction Ledger

Your word is your bond.
Now you can prove it.

Document agreements with the people who matter. Family loans, roommate splits, private sales, service contracts. When both parties confirm, there's nothing left to argue about.

Free to use
Secure & encrypted
Your data stays yours
7
Transaction Types
for any situation
0-5
A-Score Range
trust rating
TLS 1.3
Encryption
secure connections
2 min
Setup Time
quick start
The Problem

Informal deals have no paper trail

You're not suing your sister over a $500 loan. You're not hiring a lawyer for a used laptop sale. But when memory fades and details get fuzzy, relationships strain. We built A-Score for the agreements that matter but don't warrant a legal team.

Splitting rent with roommates

The problem:

Who paid what? When? The Venmo history is a mess.

With A-Score:

Create a rental agreement with payment schedules. Everyone confirms. No more "I already paid you back."

Money between family

The problem:

Awkward conversations. Forgotten amounts. Strained relationships.

With A-Score:

Document the agreement together. Both parties see the same record. Payment schedule tracked clearly.

Selling your car privately

The problem:

Cash exchanges. Title transfers. "As-is" disputes months later.

With A-Score:

Photograph condition, document the sale, both parties sign digitally. Timestamped proof.

Hiring a contractor

The problem:

Scope creep. Payment disputes. "That wasn't included."

With A-Score:

Define deliverables and milestones upfront. Release payments as work completes.

How It Works

Both parties confirm.
That's the whole point.

A-Score isn't a notes app. When you create a transaction, the other party has to accept it. When both confirm, you have a mutual record that neither can unilaterally change.

01

Create the Transaction

Pick a type. Add the details. Attach photos if relevant. Takes about 2 minutes.

02

Invite the Other Party

Send an invite via email, phone, or QR code. They get notified instantly.

03

Both Confirm

They review your terms, can request changes, or accept. Both signatures lock it in.

04

Track & Complete

Monitor payments, milestones, and status. Close it out when done. Build your A-Score.

Service Agreement Both confirmed

Website redesign project

3 milestone payments, final delivery Dec 15

JD
AS
2 parties

Payment Progress

Milestone 1 - Initial mockups
$1,500
Milestone 2 - Development
$2,000
Milestone 3 - Final delivery
$1,500

$1,500 of $5,000 paid

Capabilities

Built for real situations

Not a one-size-fits-all form. Different transaction types with fields that actually make sense for each situation.

7 Transaction Types

Basic sales, service agreements, rentals, exchanges, personal agreements, estate planning notes, and personal memos.

Each type has specific fields and workflows designed for that situation.

Multi-Party Agreements

Transactions can involve multiple people with different roles: buyer, seller, witness, beneficiary, executor.

Everyone confirms independently. No single point of failure.

Payment Tracking

One-time, weekly, monthly, or milestone-based payments. Track what's due and what's paid.

Never argue about whether the third payment was made.

Asset Portfolio

Track everything you own: real estate, vehicles, crypto, collectibles, intellectual property.

Photos, documents, value history. Insurance claims made easier.

Dispute Resolution

When things go wrong, submit evidence. Both sides present their case.

Documentation you created together becomes your proof.

A-Score

Your history of completed transactions builds a verifiable track record.

Rated 0.0 to 5.0 based on actual fulfilled obligations.

A-Score is a documentation tool, not a legal service.

We don't provide legal advice, enforce agreements, or substitute for contracts reviewed by attorneys. What we do: help you create clear, mutual records of agreements so both parties remember the same thing. For situations that require legal enforceability, consult a professional.

Start documenting what matters

The next time you lend something, sell something, or agree to something, you'll have more than your memory to rely on.

Available on iOS and Android. Free to download.